Killing Elderly, Saving the Rich

On April 28, 2011, in Economy, Politics, by TheLoudTalker

Allow me to paint with a broad brush for a moment. To agree with liberals and their attacks on Paul Ryan’s plan is to agree with the willfully ignorant, the still drunk on Obama kool-aid, there’s nothing you can say to make me believe that our president is wrong on anything crowd.

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But people died without healthcare!

On September 28, 2009, in Politics, by TheLoudTalker

CNN recently published an article stating that 45,000 people die every year because they don’t have health insurance. So did Reuters. Neither article linked to the actual study (it can be found here). Liberals have been quick to spread this statistic, but not so quick to spread some of the other statistics found in the same report:

  • Less educated people (those with less than a 12th grade education) without insurance are 50% more likely to die than educated yet uninsured people.
  • Uninsured current and former smokers are 3-4 times more likely to die than uninsured non-smokers.

Instead, the CNN article starts the article with one of three sad stories (you can almost hear the strings in the background):

  • A freelance photographer died from a ruptured appendix.
  • A woman died from undiagnosed heart disease.
  • Another woman died from an undiagnosed problem that is still unknown.

All tragic and sad. And all probably unnecessary. But, two of these deaths happened due to choices each of them made. The photographer was a healthy male that thought he knew his body better than he really did. The mid-life woman died from a disease that a healthier lifestyle may have prevented. The third death may have never been diagnosed, and insurance may not have made a bit of difference. But these sad stories all serve a purpose, they all are used to justify legislation that liberals want.

I think that there needs to be some sort of public plan. But I don’t have a single reason to trust that a government option would compete fairly with existing insurance companies and health providers. By low-balling its prices and by legislating ridiculous requirements to be considered a “qualified” private plan, the government can complete its stated mission of driving insurance companies out of business and become the single payer provider that Obama wants.

Why not extend Medicare/Medicaid to all adults? Well, part of the problem is that the current version of Medicare is short of its liabilities by a mere $38 trillion.

Did you know that people who fly are more likely to die in a plane crash than people that don’t fly? And women that don’t perform regular breast exams are more likely to die than those that do perform regular exams. I think that you are stating the obvious by saying that “people without health insurance are more likely to die than those with health insurance.” Ya’ think?

Let’s look at this in a different way. If 45,000 people die every year because they don’t have health insurance, and we supposedly have 47 million people uninsured… oh wait, the president recently adjusted this number to 30 million. If we have 45,000 dying out of 30 million uninsured, 99.85% of the uninsured are not dying due to their lack of insurance. Does this merit a multi-trillion dollar plan that us, our kids and their kids will be paying for?

  • Nearly 43,000 people died in car accidents in 2005 (source)
  • Almost 2,500 people die every day from heart disease. (source)
  • More than 9,000 people were killed in 2006 by illegal aliens. (source)
  • Nearly a million sex offenses were committed that same year by illegal aliens. (source)
  • Almost 1,500 people die every day from cancer. (source)
  • About 17,000 people die in every year from aids. (source)

Many of the deaths above were preventable. But where is the liberal angst and cries for government intervention to mandate heart disease funding or, god forbid, more secure borders?

My point is that death is a part of human existence. It is tragic, painful, yet often preventable. But stifling the most advanced health care industry on the planet with legislation and bankrupting our country instead of letting the free markets be free is simply not the answer. Neither is fining people that choose not to have health care.

I think we can make insurance more affordable and better for all Americans by doing three things:

  1. Allow citizens to shop for insurance across state borders. This will instantly increase competition between insurance companies, which will cause the bad companies to fail or reorganize, and will increase patient choice while lowering costs.
  2. Cap medical lawsuits (tort reform) so that doctors can focus on properly treating patients instead of practice defensive medicine.
  3. Motivate insurance companies to extend coverage to the poor by providing tax breaks to insurance companies that cover a certain percentage of its customer base that are below a certain income level.
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TWO TRILLION DOLLARS???

On January 13, 2009, in Politics, by TheLoudTalker

According to this US News article,  Liberal writer Robert Kutner thinks that President Obama me be thinking too small. Kuttner wants Congress to authorize $2 TRILLION in spending.

Kuttner is the co-founder and current co-editor of liberal magazine The American Prospect (self-described as “an authoritative magazine of liberal ideas”). For 20 years he wrote for Business Week and now columns in The Boston Globe. He has appeared as a liberal voice on NPR, The News Hour with Jim Lehrer, Firing Line, Crossfire, and NOW on PBS. Here’s what he proposes, along with my feedback:

  1. Aid to state/local governments avoid layoffs or cuts in services]. Cost: $200B
    This seems innocent enough, except for the fact that government does not know how to control spending in the first place. Why give it more to play with?
  2. Emergency revenue sharing to states/cities by picking up half of the state share of Medicaid. Cost: $100B
    This is a drop in the bucket. Medicaid/Medicare/Social Security are a potential $13-52 Trillion disaster waiting to happen. The actual number varies depending on who you ask. Either way, it’s HUGE.
  3. Temporarily pay COBRA coverage for laid off people who lose their health insurance, and allow people over age 55 to buy into Medicare. Cost: $100 billion.
    What? Where in our Constitution does the right to health care appear? I lost my job in 2003 and had to go without insurance for 9 months because I couldn’t afford the $1100 a month cost. I had a 3yr-old and a 5-month old at the time and we toughed it out. America can do the same today.
  4. Expand Unemployment Insurance to cover part time workers, extend eligibility period, and increase benefit levels. Cost: $50 billion.
    Unemployment insurance is supposed to be temporary coverage. Too many Americans rely on it already; raising the benefit would not motivate the proper behavior, which is to get OFF of unemployment.
  5. Roll back tuition at state universities and community colleges, and increase Pell Grants–contingent on universities not increasing costs to students. Cost: $100 billion.
    Hell no. College is not a right either. In fact, not every students goes to college. There are plenty of other jobs out there that do not require a college degree. They are called trades. Tuition goes up every year, I’ve got two degrees to prove it. If you can’t afford college you go part time. If you still can’t afford it you get a job and save money. And the Pell Grant thing is a crock. Despite my parent’s very modest income in the 1980s I never qualified for these grant. Yet, richer kids that had parents that knew how to hide money got them. Screw that.
  6. Declare a temporary holiday on the worker share of the Social Security tax, and have government make up the loss to the trust fund, Cost: $450 billion.
    I’ve got a better idea. Declare an Income Tax Holiday. Let us keep our money.
  7. Continue many of these relief programs into a second year, as economic conditions warrant. Cost: $500 billion.
    No. Doing stupid things multiple times is stupid. If it was wrong the first year, it will be wrong the second year.
  8. Use direct federal lending to refinance distressed mortgages, and as necessary reduce the outstanding principal amount. This can begin by mid-2009. Cost: $200 billion of subsidy; most additional debt is eventually repaid.
    HELL NO! I still have yet to see a single instance of predatory lending. The vast majority of these failing mortgages are homes owned by people that made bad decisions, got greedy, or both. I could have bought a $500k house, but I went for half that price because I understand basic math.
  9. Begin planning immediately for a broad range of infrastructure programs, from traditional outlay on roads, bridges and mass transit to spending on 21st century infrastructure such as retrofitting homes, green energy, universal broadband, and smart-grid electricity systems. Spend money on worker training as necessary. Cost: $300 billion.
    Can you say “bridge to nowhere?” Green energy is a good concept, but plan with reason and logic. That bright, yellow ball in the sky is what makes the Earth hot. No matter what we do humans will have virtually zero effect on our planet’s temperature. Universal Broadband? Are you kidding me? Why not free ice cream for every home, or a motorcycle for every man or woman that wants one? What about a pony? Or a fire truck? Smart-grid systems? Sure, that sounds reasonable. Employee training? Definitely, but let the companies train their employees, and help them by lowering corporate taxes so that they can actually pay for education initiatives.

Mr. Kuttner, I recognize your desire to make America better. But outrageous spending is not the way to go about this. I prefer  reducing the size of the government and letting citizens and businesses keep more of the money that they have earned. Motivate those that aren’t working by making it more painful to remain unemployed. Yes, more painful. We all have our limits, but when it makes better sense to stay home and receive a check instead of working at McDonalds, Wal-Mart or washing dishes somewhere, we’ve got a problem. Too many of those that recieve entitlement do nothing to improve their lives. This needs to change.

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